2026 Check Fraud Benchmark Report:
Data, Trends, and Operational Impacts for Banks and Credit Unions
Check fraud isn’t declining—it’s concentrating. As check volumes fall, average values rise, fraud schemes accelerate, and operational pressure intensifies. The 2026 Check Fraud Benchmark Report reveals how banks and credit unions are navigating this new risk reality—and where gaps remain.
Inside the Report
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The Macro View: Why check fraud is surging despite declining volumes—and the economic and operational forces driving the shift.
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Regulatory Landscape: What recent Reg CC updates and evolving compliance expectations mean for funds availability, holds, and loss exposure.
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Peer Benchmarks: How banks and credit unions are experiencing check fraud today, where fraud is showing up by channel, and how peers are responding.
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Actionable Workflows: Proven approaches to securing deposit channels, reducing manual review, and simplifying fragmented operations.
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Early Decisioning: How leading institutions are moving detection to Day 0 to reduce Day‑2 rework, downstream exceptions, and avoidable losses.
Download the 2026 Check Fraud Benchmark Report
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